Terms of Service

Last Updated: April 13, 2026

These Terms of Service ("Terms") govern your access to and use of the Policy Notify platform and related services (the "Service") provided by Policy Notify ("Company," "we," "our," or "us").

By creating an account or using the Service, you agree to be bound by these Terms.

If you do not agree to these Terms, you may not use the Service.

1. Description of the Service

The Service is a software platform designed to help users store, organize, and track documents and related information, including insurance policies or certificates of insurance (COIs), and to generate reminders or notifications related to such documents.

The Service is intended to assist users in managing their own records and processes.

The Service does not guarantee the accuracy, completeness, or delivery of any reminders or notifications, and does not ensure compliance with any legal, contractual, insurance, or regulatory requirements.

2. Account Registration

You agree to provide accurate and complete information and maintain the security of your account. You are responsible for all activities under your account.

3. Customer Responsibilities

You are solely responsible for verifying the validity, sufficiency, and expiration of insurance policies or other documents, and for determining whether any party meets your requirements or may access a jobsite.

The Service is not a substitute for professional judgment, legal advice, or compliance verification.

4. Notifications Disclaimer

Notifications are provided on a best-effort basis and may fail or be delayed due to technical or external factors. The Service should not be relied upon as the sole method of monitoring compliance obligations.

5. User Content

You retain ownership of content you upload. You grant the Company a license to store and process it to provide the Service.

6. Acceptable Use

You may not misuse the Service, attempt unauthorized access, or violate laws using the platform.

7. Fees and Billing

Paid features may require subscription fees. Subscriptions may auto-renew unless cancelled.

You may cancel your subscription at any time by contacting [email protected].

8. Termination

We may suspend or terminate access for violations or risk. You may stop using the Service at any time.

9. Intellectual Property

The Service is owned by the Company. You receive a limited license to use it.

10. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind.

11. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, lost revenue, business interruption, or loss of data.

Total liability shall not exceed the greater of (a) fees paid in the prior 12 months or (b) $100.

12. Indemnification

You agree to indemnify the Company for claims arising from your use of the Service or violation of these Terms.

13. No Third-Party Beneficiaries

These Terms do not create rights for third parties.

14. Privacy

Use of the Service is also governed by our Privacy Policy.

15. Changes to the Service

We may modify or discontinue the Service at any time.

16. Changes to Terms

We may update these Terms from time to time.

17. Governing Law

These Terms are governed by the laws of the State of Colorado.

18. Force Majeure

We are not liable for delays or failures caused by events beyond our control.

19. Beta Features

We may offer beta features that are subject to change or discontinuation.

20. Contact

Policy Notify
[email protected]